Specifically for AMA or ATVA riders, support crew and officials at AMA or ATVA sanctioned events, this plan is underwritten by Federal Insurance Company, A CHUBB Company and offered by Selman and Company.

Eligibility
All members of the American Motorcyclist Association or the All-Terrain Vehicle Association are eligible for coverage. Benefits are paid when a member is injured while taking part as a registered rider, working support crew for a rider, or working as an official in an AMA or ATVA amateur or road sanctioned event.

New York Residents click here.

Three Plans to Choose From:
Plan 1

• $15,000 AD&D Principal Sum
• $2,500 Rider Accident Medical
• Maximum Benefit ($1,000 Deductible)

Plan 2

• $20,000 AD&D Principal Sum
• $5,000 Rider Accident Medical
• Maximum Benefit ($1,000 Deductible)

Plan 3

• $25,000 AD&D Principal Sum
• $10,000 Rider Accident Medical
• Maximum Benefit ($1,000 Deductible)

Note: We will pay the applicable benefits if a covered accident directly and with no other cause, results in a covered loss. The covered accident must occur while coverage is in effect. Rates may be increased on a group basis at the discretion of the Insurance Company.

Rider Accident Medical Plan Benefits
This plan will pay an amount up to the Maximum Benefit Amount (subject to the deductible) for covered medical expenses that are excess of any other valid and collectible insurance. Medical Expense means the reasonable and customary charges for medical services included, but not limited to:

• Medical care and treatment by a Physician
• Hospital room and board and hospital care; both inpatient and outpatient
• Drugs and medicines required and prescribed by a Physician
• Diagnostic tests and x-rays prescribed by a Physician
• Transportation in an emergency transportation vehicle from the location where the covered injury occurred to the nearest hospital where appropriate medical treatment can be obtained
• Dental care and treatment due to the covered
• Physical Therapy including diathermy, ultrasonic, whirlpool or heat treatment, adjustment, manipulation, massage and the office visit associated with such therapy
• Treatment performed by a licensed medical professional when prescribed by a Physician, if hospitalization would have been otherwise required
• Artificial limbs and other prosthetic devices
• Orthopedic appliances or braces

Accidental Death & Dismemberment Benefits (AD&D)

For loss of:	% of Principal Sum:
Life	100%
Both hands or both feet or sight of both eyes	100%
Loss of speech or hearing and one hand, foot or sight in one eye	100%
Loss of speech	50%
One hand or one foot or sight of one eye	50%
Thumb and index finger of the same hand	25%

Loss must occur within one year of the accident. Only one amount, the largest to which you are entitled, is paid for all losses resulting from one accident.

Premium Rates
We have made it easy for you! Simply click on the 'Quote' option above and we will calculate your premium for you. PLEASE NOTE that rates may be changed on a group basis at the discretion of the Insurance Company. A $1.00 per month administrative fee will be added to your bill.

Effective Date
Your coverage will go into effect on the first of the month following receipt and acceptance of your completed enrollment form and initial premium payment.

Termination
Insurance for the Insured Person automatically terminates on the earliest of: 1) the termination date of this policy; 2) the expiration of the period for which required premium has been paid for such Insured Person; 3) the date on which a person no longer meets the eligibility criteria as the Insured Person; or 4) the date on which We pay out 100% of the Principal Sum.

Rider Accident Medical Plan Exclusions
This insurance does not apply to any Accident, Accidental Bodily Injury or Loss caused by or resulting from, directly or indirectly, any of the following:

Owned Aircraft, Leased Aircraft or Operated Aircraft: the Insured Person being in, entering, or exiting any aircraft: 1) owned, leased or operated by the Policyholder or on the Policyholder’s behalf; or 2) operated by an employee of the Policyholder on the Policyholder’s behalf.

Aircraft Pilot or Crew: the Insured Person riding as a passenger in, entering, or exiting any aircraft while acting or training as a pilot or crew member. This exclusion does not apply to passengers who temporarily perform pilot or crew functions in a lifethreatening emergency.

War: a declared or undeclared War.

Suicide or Intentional Injury: the Insured Person’s suicide, attempted suicide or intentionally self-inflicted injury.

Disease or Illness: the Insured Person's emotional trauma, mental or physical illness, disease, pregnancy, childbirth or miscarriage, bacterial or viral infection, bodily malfunctions or medical or surgical treatment or diagnosis thereof. This exclusion does not apply to the Insured Person's bacterial infection caused by an Accident or by Accidental consumption of a substance contaminated by bacteria.

Illegal Acts: the Insured Person’s commission or attempted commission of any illegal act including but not limited to any felony.

Incarceration: any occurrence while the Insured Person is incarcerated.

Intoxication: the Insured Person being intoxicated, at the time of an Accident. Intoxication is defined by the laws of the jurisdiction where such Accident occurs.

Narcotic: the insured person being under the influence of any narcotic or other controlled substance at the time of an accident. This exclusion does not apply if any narcotic or other controlled substance is taken and used as prescribed by a physician.

Service in the Armed Forces: the Insured Person participating in military action while in active military service with the armed forces of any country or established international authority. However, this exclusion does not apply to the first [sixty (60) consecutive days] of active military service with the armed forces of any country or established international authority.

Limitations
The Benefit Amount for Excess Accident Medical Expense does not apply to charges and services:

1) for which the Insured Person has no obligation to pay;
2) for any injury where worker's compensation benefits or occupational injury benefits are payable;
3) for treatment by a person employed or retained by the Policyholder;
4) for any injury occurring while fighting, except in self-defense;
5) for treatment that is educational, experimental or investigational in nature or that does not constitute accepted medical practice; or
6) for treatment involving conditions caused by repetitive motion injuries, or cumulative trauma and not as the result of an Accidental Bodily Injury.

This insurance applies only to Medically Necessary charges and services.

AMA Members' Insurance Program
offered and administered by Selman & Company
(800) 556-7614 - Telephone
(440) 646-9339 - Facsimile
Contact Us